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Why buying an investment property is a good idea right now

If you’re looking for an investment opportunity, you could be easily forgiven for thinking that the property market is to be avoided right now. But that’s not true. Despite the restrictions, there are significant investment opportunities available and lenders are still open for business.

Commercial property and why you should invest

Commercial properties, such as restaurants and shops, have become popular investment options in recent years, thanks in part to the changes made to buy-to-let residential property taxation. The final stage of the reform process was implemented this April.

Unlike with residential property, with commercial investments, it is still possible to offset 100% of mortgage interest against rental income. The same goes for semi-commercial investment properties, such as holiday lets and serviced accommodation.

Notably, it is also worth considering that at present, there are significantly fewer buyers at work. It is only professional property buyers that are currently active on the market. For moment, for obvious reasons, inexperienced buyers, who can bring up prices, have almost entirely exited the investment property arena. This means more opportunities for seasoned investors.

Why you should still consider investing in residential property

It should also be said that there are opportunities in the buy-to-let residential property market. The headlines may suggest otherwise and the changes to residential buy-to-let property taxation have changed the landscape significantly, but there are still good returns to be made in this area.

Approached and managed properly, with expert advice, buy-to-let property investment offers solid income and over the long term, good capital growth. In addition, deploying money in this area offers investors that are already well invested in other areas a good opportunity to spread risk.

The right approach and earning good returns from investing in property

Given the current state of affairs and the impact of measures to contain the spread of Covid-19 on economies and markets, it goes without saying that investment in commercial, semi-commercial and residential property should be approached with caution.

However, on the basis that the lockdown will eventually come to an end and the markets and business and consumer activity will slowly return to normal, buying an investment property remains a good earner.

Capital is available for buying investment property, and with help from the right commercial loan and mortgage provider, serious investors can take advantage of some significant benefits and make key investments.

To find out more about A&T Business Associates services, contact Tony Hedger on 01903 602211 or tony.hedger@atbusinessassociates.co.uk.

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